Fort Collins, CO Car InsuranceFatal crashes in Fort Collins
Fatal crashes in Fort Collins, 2019–2023
Federal records show 48 fatal crashes inside Fort Collins city limits over those five years, in which 48 people died. 44% happened after dark. 15 involved a pedestrian.
The roads that recur most in those records:
| Road | Fatal crashes |
|---|---|
| S TAFT HILL RD | 4 |
| S LEMAY AVE | 4 |
| E HARMONY RD | 3 |
| I-25 | 2 |
| W HARMONY RD | 2 |
This is why liability limits matter more than the premium difference suggests. The state minimum is the least you can legally carry, not a measure of what a serious crash costs — and anything above your limit is yours to pay.
Source: NHTSA Fatality Analysis Reporting System (FARS), 2019-2023. FARS records every fatal crash on a public road in the US.
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